Services

Banking made simple.

Five lines of business, each staffed by specialists. We work with business owners across the Midwest who appreciate a strong partnership.

Business Banking.

The center of what we do. Term loans, lines of credit, equipment finance, and commercial real estate lending for small and middle-market businesses headquartered in Minnesota.

Lines of Credit Revolving working-capital lines secured by accounts receivable, inventory, or general business assets.
Term Loans Fixed-rate term debt for acquisitions, buyouts, equipment, and owner-occupied real estate.
Commercial Real Estate Acquisition, refinance, and construction financing for owner-occupied and investment property across the Twin Cities metro.

Cash Management.

Treasury services for businesses that have outgrown a basic checking account but don't need (or want) a money-center bank.

  • ACH origination and wire transfers
  • Positive pay and ACH debit filters
  • Remote deposit capture
  • Lockbox services
  • Merchant services
  • Corporate online banking with role-based controls
Fraud prevention: Positive pay and ACH debit filters are available on all business operating accounts. Talk to your relationship manager about enabling them — particularly if you process payroll or supplier ACH.

Digital Banking.

Online and mobile banking that does what you need and stops. Transfers, statements, card controls, and bill payments — without the upsell.

Biometric login, multi-factor authentication on high-value transactions, and customer support staffed in Minnesota.

Download on the App Store Get it on Google Play

Private Banking.

Personalized banking for the principals and families of the businesses we serve. Checking, savings, money market, and CDs with a dedicated point of contact.

Coordinated deposit and lending strategies, residential mortgage referrals through our network, and concierge service on day-to-day banking.

SBA Lending.

Government-guaranteed loans for qualifying small businesses, structured in-house by SBA specialists.

  • SBA 7(a): Working capital, equipment, real estate, debt refinance, and business acquisition loans up to $5 million.
  • SBA 504: Long-term, fixed-rate financing for major fixed assets like real estate and heavy equipment.
  • SBA Express: Streamlined approval for smaller credit needs up to $500,000.

Our SBA team has structured hundreds of guaranteed loans across diverse industries. They know what a strong package looks like — and they'll help you put one together.

Get started

A relationship begins with a conversation.

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